Attention homeowners in Louisville and Jefferson County: Need an appraisal?
See the top seven reasons why KY homeowners order from Edelen Appraisals, LLC:
Do you own a house in or near Louisville? Do you need help determining the price of your real estate?
We at Edelen Appraisals, LLC understand the unique needs of a consumer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. Being a regular homeowner that probably doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are seasoned in helping people just like you abolish unwanted PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your home overvalued if your house not appreciating as much as other houses close by. That only means you are most likely paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Edelen Appraisals, LLC is your best weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Edelen Appraisals, LLC can help you reinstate your HELOC. We Also Provide Field and Desktop Appraisal Review ServicesDo you need a professional to double-check your appraisal for preciseness, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Edelen Appraisals, LLC offers field reviews where we go out and check the subject and comparables in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home. |